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Terms of Service

Last updated: April 13, 2026

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and MnemoGit (“Company,” “we,” “us,” or “our”), a business operated from the Commonwealth of Virginia, United States. By accessing or using the MnemoGit platform, including our website, applications, and related services (collectively, the “Service”), you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account, accessing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service. We reserve the right to modify these Terms at any time, and your continued use of the Service following any modifications constitutes acceptance of the revised Terms.

2. Account Registration and Eligibility

To use certain features of the Service, you must register for an account. You must be at least thirteen (13) years of age to create an account and use the Service. If you are between the ages of 13 and 18, you represent that your parent or legal guardian has reviewed and agreed to these Terms on your behalf.

You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete. You are solely responsible for safeguarding your account credentials and for all activity that occurs under your account. You must notify us immediately at [email protected] if you suspect unauthorized access to your account.

3. Subscription Terms and Payments

MnemoGit offers both free and paid subscription plans. Paid subscriptions are billed on a recurring basis (monthly or annually) through our payment processor, Stripe. By subscribing to a paid plan, you authorize us to charge your designated payment method at the then-current subscription rate.

Subscription fees are non-refundable except as expressly set forth in our Refund Policy. We reserve the right to modify subscription pricing with at least thirty (30) days’ advance notice. Price changes will take effect at the beginning of your next billing cycle following the notice period.

All payments are processed securely by Stripe, Inc. We do not store your full credit card number on our servers. By providing payment information, you represent that you are authorized to use the designated payment method.

4. Bring Your Own Key (BYOK) API Key Handling

MnemoGit allows users to provide their own API keys (“BYOK”) for third-party AI services, including but not limited to Anthropic Claude, OpenAI, and OpenRouter. When you provide your API key:

  • Your API key is encrypted at rest using industry-standard encryption (AES-256) and is transmitted exclusively over TLS-encrypted connections.
  • Your API key is used solely to make API calls on your behalf and is never shared with other users or third parties beyond the designated AI provider.
  • You are solely responsible for any charges incurred on your third-party API account resulting from your use of the Service.
  • You represent that you have the right to use the API key and that its use through MnemoGit does not violate any agreement with the API provider.
  • We are not liable for any unauthorized use of your API key, including use resulting from a breach of your MnemoGit account.
  • You may revoke or delete your stored API key at any time through your account settings.

5. AI API Usage Disclaimer

The Service integrates with third-party artificial intelligence APIs to generate, enhance, and assist with flashcard content and learning materials. You acknowledge and agree that:

  • AI-generated content may contain inaccuracies, errors, or biases. MnemoGit does not guarantee the accuracy, completeness, or reliability of any AI-generated output.
  • You are responsible for reviewing and verifying all AI-generated content before relying on it for any purpose, including academic, professional, or personal use.
  • Content you submit to the Service may be processed by third-party AI providers subject to their respective terms of service and privacy policies.
  • AI service availability is dependent on third-party providers and may be subject to interruption, rate limiting, or discontinuation without notice.
  • We do not control and are not responsible for the outputs generated by third-party AI models.

6. User-Generated Content

You retain all ownership rights in the content you create, upload, or input into the Service (“User Content”), including flashcard decks, notes, and study materials. By submitting User Content to the Service, you grant MnemoGit a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display your User Content solely for the purpose of operating, improving, and providing the Service to you.

If you choose to make your flashcard decks or other content publicly available, you grant other users a non-exclusive, royalty-free license to view, use, and study from such shared content within the Service. You may revoke public sharing at any time, though copies already made by other users may persist.

You represent and warrant that you own or have the necessary rights to all User Content you submit, and that your User Content does not infringe upon the intellectual property rights, privacy rights, or other legal rights of any third party.

7. Intellectual Property

The Service, including its original content, features, functionality, design, and underlying technology, is and shall remain the exclusive property of MnemoGit and its licensors. The Service is protected by copyright, trademark, trade secret, and other intellectual property laws of the United States and foreign jurisdictions. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of MnemoGit.

8. Prohibited Conduct

You agree not to engage in any of the following prohibited activities. For a comprehensive list, please review our Acceptable Use Policy. Prohibited conduct includes, but is not limited to:

  • Using the Service for any unlawful purpose or in violation of applicable laws or regulations.
  • Attempting to gain unauthorized access to any portion of the Service, other accounts, or computer systems or networks connected to the Service.
  • Interfering with or disrupting the integrity or performance of the Service.
  • Uploading or transmitting viruses, malware, or other malicious code.
  • Using automated means (bots, scrapers, crawlers) to access the Service without our express written permission.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MNEMOGIT, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SERVICE;
  • ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE, INCLUDING AI-GENERATED CONTENT;
  • ANY USER CONTENT OBTAINED FROM THE SERVICE;
  • UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS, CONTENT, OR API KEYS;
  • CHARGES INCURRED ON YOUR THIRD-PARTY API ACCOUNTS THROUGH USE OF THE BYOK FEATURE.

IN NO EVENT SHALL OUR AGGREGATE LIABILITY EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100.00 USD) OR THE AMOUNT YOU HAVE PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.

11. Indemnification

You agree to indemnify, defend, and hold harmless MnemoGit and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the Service, your User Content, your violation of these Terms, or your violation of any rights of another party.

12. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease. You may terminate your account at any time by contacting us or using the account deletion feature in your settings.

Upon termination, we will delete your stored API keys immediately. Your User Content will be retained for thirty (30) days following termination, during which you may request an export of your data. After this period, your data will be permanently deleted in accordance with our Privacy Policy.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in the Commonwealth of Virginia.

14. Dispute Resolution and Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the breach, termination, or validity thereof shall be settled by binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules. The arbitration shall be conducted in the Commonwealth of Virginia. The arbitrator’s decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

YOU AND MNEMOGIT AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person’s claims and may not preside over any form of representative or class proceeding.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.

15. Modifications to the Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or to any third party for any modification, suspension, or discontinuation of the Service.

16. Modifications to These Terms

We reserve the right to revise these Terms at any time. Material changes will be communicated via email to the address associated with your account or through a prominent notice on the Service at least thirty (30) days before the changes take effect. Your continued use of the Service after the effective date of any revised Terms constitutes your acceptance of the changes.

17. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

18. Entire Agreement

These Terms, together with the Privacy Policy, Acceptable Use Policy, and any other legal notices published on the Service, constitute the entire agreement between you and MnemoGit regarding the Service and supersede all prior agreements and understandings, whether written or oral.

19. Contact Information

If you have any questions about these Terms, please contact us at:

MnemoGit
Email: [email protected]
Commonwealth of Virginia, United States